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Medicare Advantage · Local PPO
Devoted Health
Plan year 2027

DEVOTED CHOICE GIVEBACK 010 AL (PPO) H7028-010

Monthly premium
$0
+ your Part B premium
Max out-of-pocket
$9,850
in-network annual cap
Primary care
$0
per visit copay
Specialist
$55
per visit
This plan includes a Part B giveback, which lowers what you pay for your Medicare Part B premium by up to $132 a month. Depending on how you pay Part B, the reduction may appear in your Social Security payment or on your Part B bill. That is up to $1,584 a year. Processing can take time; confirm the amount and timing with the plan.

Your costs at a glanceIn-network, for the 2027 plan year

Medical deductible
$250
Max out-of-pocket, in and out of network
$14,800
Rx deductible
$650
Inpatient hospital
Days 1-5: $490/day, Days 6-90: $0/day
no limit on covered hospital days
Inpatient mental health
Days 1-4: $490/day, Days 5-90: $0/day
Outpatient surgery
$590
Emergency room
$115
Urgent care
$40

What's included, and what it's actually worth5 benefits included. Tap any card for the detail

Part B giveback

$132/month
DetailsThis plan includes a Part B giveback, which lowers what you pay for your Medicare Part B premium by up to $132 a month.
Processing can take time; confirm the amount and timing with the plan.

Hearing

$599–$899copay per hearing aid
Details$599–$899 copay per hearing aid
This is a supplemental benefit with plan-specific limits. See plan documents for details.

Dental

$250/yr preventive dental allowance
Details$250/yr preventive dental allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.

Vision

$200/yr eyewear allowance
Eyewear allowance$200/yr eyewear allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.
See more details about this plan
Doctor Visits: PCP$0 copay
In-network$0 copay per visit
Doctor Visits: Specialist$55 copay
In-network$55 copay per visit
Inpatient Hospital$490/day, days 1–5
In-networkDays 1-5: $490/day, Days 6-90: $0/day
Benefit limitNone — additional covered days are unlimited
Outpatient Surgery$590 copay
In-network$590 copay per procedure
Mental HealthDays 1-4: $490/day, Days 5-90: $0/day
Inpatient psychiatricDays 1-4: $490/day, Days 5-90: $0/day
Fitness$0 fitness benefit

Your coverageCheck your coverageFrom the doctors and prescriptions you added

Our take

Where this plan shines

This plan has a $0 monthly premium.
See your primary doctor for $0.

Things to know before you enroll

This plan’s out-of-pocket maximum is above the national median.
The specialist copay ($55) is on the higher side — worth comparing if you see specialists often.
Limited coverage while traveling outside the plan’s service area.
Questions? Talk to a licensed agent at1-866-764-3312 (TTY: 711)

Plan documents

Plan questions

Common questions about DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO)

What does DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) cover?

DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) is a Medicare Advantage plan that the current plan record identifies as including Part D prescription drug coverage. The plan record also identifies Part D prescription drug coverage. Published supplemental benefits include dental ($250/yr preventive dental allowance), vision ($200/yr eyewear allowance), hearing ($599–$899 copay per hearing aid), and fitness ($0 fitness benefit). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Learn about Medicare Advantage

How much does DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) cost in 2027?

The published 2027 monthly plan premium for DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) is $0. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $250. The listed Part D deductible is $650. The in-network medical out-of-pocket maximum is $9,850; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $55. These figures are plan data, not a personal yearly-cost estimate.

Understand Medicare drug-cost limits

Can I use my current doctors with DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO)?

CMS lists DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) as a Local PPO plan. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Check your doctors

Does DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) cover my prescriptions?

The current plan record for DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) does not include tier-level formulary costs. The listed Part D deductible is $650. A tier listing does not confirm that a specific prescription is covered. Check each medication against the plan's current formulary, restrictions, pharmacy network, and costs before enrolling.

Check your prescriptions

What dental, vision, and hearing benefits does DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) include?

The current plan record for DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) lists dental ($250/yr preventive dental allowance), vision ($200/yr eyewear allowance), and hearing ($599–$899 copay per hearing aid). It also lists a Part B premium reduction of $132 per month. Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.

When can I enroll in DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO)?

DEVOTED CHOICE GIVEBACK 010 AL (PPO) (Local PPO) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

More plan options

Browse the full 2027 Medicare Advantage with drug coverage directory. This plan is offered in Alabama. Plan availability can vary by county.

Helpful next steps

DEVOTED CHOICE GIVEBACK 010 AL H7028-010 (PPO) — 2027 Costs & Benefits