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Medicare Advantage · HMO
SCAN Health Plan
Plan year 2027

SCAN Costco Medicare Advantage H0978-012 (HMO)

Monthly premium
$0
+ your Part B premium
Max out-of-pocket
$900
in-network annual cap
Primary care
$0
per visit copay
Specialist
$0
per visit

Your costs at a glanceIn-network, for the 2027 plan year

Medical deductible
$0
Rx deductible
$0
Inpatient mental health
Days 1-7: $200/day, Days 8-90: $0/day
Outpatient surgery
$0
Emergency room
$90
Urgent care
$0

What's included, and what it's actually worth3 benefits included. Tap any card for the detail

OTC allowance

$115/quarter OTC allowance
Prepaid card$115/quarter OTC allowance
See more details about this plan
Doctor Visits: PCP$0 copay
In-network$0 copay per visit
Doctor Visits: Specialist$0 copay
In-network$0 copay per visit
Outpatient Surgery$0 copay
In-network$0 copay per procedure
Mental HealthDays 1-7: $200/day, Days 8-90: $0/day
Inpatient psychiatricDays 1-7: $200/day, Days 8-90: $0/day
Fitness$0 fitness benefit
Transportation12 one-way trips/year
Trips per year12 one-way trips/year

Your coverageCheck your coverageFrom the doctors and prescriptions you added

Our take

Where this plan shines

This plan has a $0 monthly premium.
This plan’s out-of-pocket maximum ($900) is among the lowest available.
See your primary doctor for $0.
The specialist copay ($0) is among the more affordable options.
No separate drug deductible.
No separate medical deductible.

Things to know before you enroll

Network restriction — you’ll need to use in-network providers except in emergencies.
Limited coverage while traveling outside the plan’s service area.
Questions? Talk to a licensed agent at1-866-764-3312 (TTY: 711)

Plan documents

Plan questions

Common questions about SCAN Costco Medicare Advantage (HMO)

What does SCAN Costco Medicare Advantage (HMO) cover?

SCAN Costco Medicare Advantage (HMO) is a Medicare Advantage plan that the current plan record identifies as including Part D prescription drug coverage. The plan record also identifies Part D prescription drug coverage. Published supplemental benefits include over-the-counter (OTC) ($115/quarter OTC allowance), fitness ($0 fitness benefit), and transportation (12 one-way trips/year). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Learn about Medicare Advantage

How much does SCAN Costco Medicare Advantage (HMO) cost in 2027?

The published 2027 monthly plan premium for SCAN Costco Medicare Advantage (HMO) is $0. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $0. The listed Part D deductible is $0. The in-network medical out-of-pocket maximum is $900; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $0. These figures are plan data, not a personal yearly-cost estimate.

Understand Medicare drug-cost limits

Can I use my current doctors with SCAN Costco Medicare Advantage (HMO)?

CMS lists SCAN Costco Medicare Advantage (HMO) as a HMO plan. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Check your doctors

Does SCAN Costco Medicare Advantage (HMO) cover my prescriptions?

The current plan record for SCAN Costco Medicare Advantage (HMO) does not include tier-level formulary costs. The listed Part D deductible is $0. A tier listing does not confirm that a specific prescription is covered. Check each medication against the plan's current formulary, restrictions, pharmacy network, and costs before enrolling.

Check your prescriptions

What dental, vision, and hearing benefits does SCAN Costco Medicare Advantage (HMO) include?

The current plan record for SCAN Costco Medicare Advantage (HMO) does not list offered benefits in these categories. It also lists over-the-counter (OTC) ($115/quarter OTC allowance). The current data does not list dental, vision, and hearing as offered benefits. Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.

When can I enroll in SCAN Costco Medicare Advantage (HMO)?

SCAN Costco Medicare Advantage (HMO) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

More plan options

Browse the full 2027 Medicare Advantage with drug coverage directory. This plan is offered in Nevada. Plan availability can vary by county.

Helpful next steps

SCAN Costco Medicare Advantage H0978-012 (HMO) — 2027 Costs & Benefits