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Medicare Advantage · HMOPOS
Humana
Plan year 2027

Humana Gold Plus H0292-004 (HMO-POS) H0292-004

Monthly premium
$0
+ your Part B premium
Max out-of-pocket
$4,200
in-network annual cap
Primary care
$0
per visit copay
Specialist
$35
per visit

Your costs at a glanceIn-network, for the 2027 plan year

Medical deductible
$0
Rx deductible
$350
Inpatient hospital
Days 1-6: $385/day, Days 7-90: $0/day, then $0/day
no limit on covered hospital days
Inpatient mental health
Days 1-6: $385/day, Days 7-90: $0/day
Outpatient surgery
$500
Emergency room
$150
Urgent care
$65

What's included, and what it's actually worth7 benefits included. Tap any card for the detail

Dental

$4,000/yr preventive dental allowance
Details$4,000/yr preventive dental allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.

Hearing

$575–$750copay per hearing aid
Details$575–$750 copay per hearing aid
This is a supplemental benefit with plan-specific limits. See plan documents for details.

OTC allowance

$60/quarter OTC allowance
Prepaid card$60/quarter OTC allowance

Vision

$100/yr eyewear allowance
Eyewear allowance$100/yr eyewear allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.
See more details about this plan
Doctor Visits: PCP$0 copay
In-network$0 copay per visit
Doctor Visits: Specialist$35 copay
In-network$35 copay per visit
Inpatient Hospital$385/day, days 1–6
In-networkDays 1-6: $385/day, Days 7-90: $0/day, then $0/day
Benefit limitNone — additional covered days are unlimited
Outpatient Surgery$500 copay
In-network$500 copay per procedure
Mental HealthDays 1-6: $385/day, Days 7-90: $0/day
Inpatient psychiatricDays 1-6: $385/day, Days 7-90: $0/day
Fitness$0 fitness benefit
Transportation24 one-way trips/year
Trips per year24 one-way trips/year
MealsMeal benefit

Your coverageCheck your coverageFrom the doctors and prescriptions you added

Our take

Where this plan shines

This plan has a $0 monthly premium.
This plan’s out-of-pocket maximum is below the national median.
See your primary doctor for $0.
No separate medical deductible.

Things to know before you enroll

Limited coverage while traveling outside the plan’s service area.
Questions? Talk to a licensed agent at1-866-764-3312 (TTY: 711)

Plan documents

Plan questions

Common questions about Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS)

What does Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) cover?

Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) is a Medicare Advantage plan that the current plan record identifies as including Part D prescription drug coverage. The plan record also identifies Part D prescription drug coverage. Published supplemental benefits include dental ($4,000/yr preventive dental allowance), vision ($100/yr eyewear allowance), hearing ($575–$750 copay per hearing aid), and over-the-counter (OTC) ($60/quarter OTC allowance). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Learn about Medicare Advantage

How much does Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) cost in 2027?

The published 2027 monthly plan premium for Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) is $0. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $0. The listed Part D deductible is $350. The in-network medical out-of-pocket maximum is $4,200; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $35. These figures are plan data, not a personal yearly-cost estimate.

Understand Medicare drug-cost limits

Can I use my current doctors with Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS)?

CMS lists Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) as a HMOPOS plan. The record also identifies point-of-service flexibility, but exact out-of-network rules can vary. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Check your doctors

Does Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) cover my prescriptions?

The current plan record for Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) does not include tier-level formulary costs. The listed Part D deductible is $350. A tier listing does not confirm that a specific prescription is covered. Check each medication against the plan's current formulary, restrictions, pharmacy network, and costs before enrolling.

Check your prescriptions

What dental, vision, and hearing benefits does Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) include?

The current plan record for Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) lists dental ($4,000/yr preventive dental allowance), vision ($100/yr eyewear allowance), and hearing ($575–$750 copay per hearing aid). It also lists over-the-counter (OTC) ($60/quarter OTC allowance). Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.

When can I enroll in Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS)?

Humana Gold Plus H0292-004 (HMO-POS) (HMOPOS) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

More plan options

Browse the full 2027 Medicare Advantage with drug coverage directory. This plan is offered in Ohio. Plan availability can vary by county.

Helpful next steps